budgetingpersonal & family
A simple family budget: three caps are enough
Budgeting doesn't have to be complicated. Put a cap on the three categories that take the most money and leave the rest alone.
2 min read
Blog
Bookkeeping, without the fuss
Short, practical notes on exchange rates, the fiscal month, gold and coins, the family budget, invoices and cheques.
gold and coinspersonal & family
How to keep gold and coins in your household ledger
Gold and coins aren't cash and they aren't transactions. They're assets: record them by quantity and let the day's rate say what they're worth.
2 min read
fiscal monthpersonal & family
A fiscal month that starts on the 25th, for people whose pay doesn't arrive on the 1st
If your pay doesn't land on the 1st, the calendar month won't work for your books. Start the month on your own day.
2 min read
exchange ratespersonal & family
Why last month's report shouldn't change when the dollar does
When the dollar moves, your ledger shouldn't rewrite the past. Keep each day's rate on the transaction itself.
2 min read